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Symphony Financial Services
Rick Willoughby, AWMA®, AAMS®
Brice Willoughby Registered Rep
480-209-6420
rick@symphonyfinancial.us
Mission Statement
It is our professional mission to position our clients where they are most likely to a
chieve
financial success. When they are concerned to educate them on their options and the pros and cons of each. When clients are inclined to make emotional decisions act as an advisor not an agreer, to identify, implement and promote the appropriate course of action. Continuous education on the broadest possible range of investment and insurance products and how to properly apply them to solve real-life situations. We will forever maintain our independence from any and all financial product providers and be beholding to none except our client. The client will continue to be the center of our attention and will always come first over all else.
Newsletters
Just How Risky Is Your Portfolio?
If you're like most people, you probably evaluate your portfolio in terms of its return. However, return isn't the only factor you should consider; also important is
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Coordinating Social Security Benefits with Other Retirement Assets
Social Security provides retirement income you can't outlive. And, in addition to your own benefit, your spouse may be eligible to receive
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Happy Healthday! HSAs Turn 10
Created 10 years ago as part of the Medicare Prescription Drug and Modernization Act of 2003, health savings accounts (HSAs) have gained in popularity over the
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What is a payable on death (POD) account?
A bank account can be designated as payable on death to someone of your choice. The bank pays these funds to this person almost immediately at your death, and the
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What is a joint bank account?
A joint bank account lets you name a co-owner for your bank account. Funds in the account transfer to your co-owner automatically if you die. Your estate generally
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Rick Willoughby is a Registered Principal, Brice Willoughby is a Registered Representative both offering securities through Independent Financial Group, LLC, a registered broker-dealer. Rick Willoughby offers advisory services through Independent Financial Group, LLC, a registered broker-dealer and investment advisor. Member FINRA and SIPC. Independent Financial Group, LLC and Symphony Financial Services, LLC are not affiliated. 15022 S 40th Pl Phoenix, AZ 85044 Licensed to sell securities in AZ, CA, GA, NV, OR,TN and WA. This material was created by Forefield to provide basic information on the subjects covered. The services of a tax, legal or financial professional should be sought regarding your individual situation and what investments are appropriate for you. For tax information go to www.irs.gov .
This communication is strictly intended for individuals residing in the state(s) of AZ, CO, GA, TN and WA. No offers may be made or accepted from any resident outside the specific states referenced.