Don't Buy The Hype Free Retirement Guide It's never too soon to start preparing for retirement. But do you know what to look out for? Download our free ebook, "Retire Happy: A Simple Guide to Your Next Big Adventure." First Name Last Name Email Address Thank you! Oops! There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Tuning Your Social Security Benefit When should you take your Social Security benefit? Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.