Rick Willoughby is a Registered Principal, Brice Willoughby is a Registered Representative both offering securities through Independent Financial Group, LLC, a registered broker-dealer. Rick Willoughby offers advisory services through Independent Financial Group, LLC, a registered broker-dealer and investment advisor. Member FINRA and SIPC. Independent Financial Group, LLC and Symphony Financial Services, LLC are not affiliated. 15022 S 40th Pl Phoenix, AZ 85044 Mutual funds and Variable insurance are sold by prospectus only and not available in all states. For complete information on sales charges, expenses and risks read all prospectuses carefully before investing. This does not represent the performance of any investment, past or present nor does it reflect surrender charges or possible tax penalties which would lower performance. 529 Plans are subject to fees and expenses. and a plan outside of your state may result in the loss of state tax benefits. Withdrawals made for any reason except education expenses may be subject to state and federal income tax and a 10% federal tax penalty. Tax-deferred accumulations may be subject to ordinary income taxes. Early withdrawals may be subject to surrender charges and a 10% federal income tax penalty. Licensed to sell securities in AZ, CA, GA, NV, OR,TN and WA. This material was created by Forefield to provide basic information on the subjects covered. The services of a tax, legal or financial professional should be sought regarding your individual situation and what investments are appropriate for you. For tax information go to www.irs.gov .
This communication is strictly intended for individuals residing in the state(s) of AZ, CO, GA, TN and WA. No offers may be made or accepted from any resident outside the specific states referenced. |